Write off Bad debts Issue

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Dear All

We are a firm working in the domain of brokerage.

We have made provisions by the end of the last year for few customers (let’s say 10,000 USD).

For one of them the provisions was 2,000 USD. Now we have settled the case and the final loss is 3,500 USD (So 1,500 USD of additional loss not provided).

During the year for the other customers the expected loss is coming less (Lets say 4,000 USD instead of 8,000 USD), nothing is booked (as profit) waiting for the end of the year to get the final situation.

For the settled case our accountant has booked:

Dr - Customer Account 3,500 USD To
Cr - Provision for bad debts 3,500 USD.

I think that this is wrong, because in respect of the principle of non-compensation normally we must book the following:

Dr - Customer Account 3,500 USD
Cr - Provision for bad debts 2,000 USD
Cr- Losses/Bad Debt (Expenses Acc) 1,500 USD.

Please give me your opinions.

Best Regards
 

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