USA Vehicle Finance Calculation Challenges

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Nov 25, 2015
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Hello,

I'm trying to find the formula for some computation so I can do it manually and fully understand how it works. (Not use an existing calculator to get the result)

1. Given a Vehicle, the Tax rate and APR and chosen monthly payment - I want to calculate the number of payments (as well as last payment) and interest amount.

2. Where I live, there are 2 pays for car dealers to perceive taxes. In one method taxes earn interest, in the other it does not. I'd like to know how to compute the results of case #1, if the taxes do not earn interest.


Many Thanks
Peter
 

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